Amex Platinum Cost Card Improve Provide [150K Points] – CardExpert

American Specific India is aggressive in selling Steel card ever since 2019 as they initially despatched out the improve affords to “nearly” all present Amex Cardmembers with 125K MR factors as welcome bonus, as a substitute of the standard 100K MR factors. That’s the place it began!

After that Amex was solely sending improve affords within the vary of 100K-135K MR factors. In Nov 2024 they’ve give you a 140K MR factors provide on Amex Plat Cost Card with a hike in price which didn’t change into enticing.

And now in Jan 2025, they’ve despatched the very best improve provide of the last decade: 150K Factors, as a result of anyway they hiked the price and there are usually not many takers at decrease factors. Listed below are the main points together with the earlier greatest affords we noticed prior to now.

150K Improve Provide (Jan 2025)

• Becoming a member of Price: Rs.66,000+GST = Rs.77,880
• Welcome Provide: As a part of Welcome Reward, Cardmember will get 1,00,000 MR Factors inside 120 days of Cardmembership, upon spending ₹50,000 on the Primary Card inside the first 60 days of Cardmembership and cost of first-year price of ₹66,000 + taxes. The extra 50,000 MR Factors might be credited to Cardmember’s account upon fulfilling the above standards and inside 120 days from the provide finish date (i.e., 31 January 2025).
• Provide legitimate from 1 Jan 2025 – 31 Jan 2025 (may not be prolonged instantly).

Be aware that this may be availed provided that you’ve obtained the focused provide in your present American Specific Credit score Card.

That’s 52Ps per Marriott Level (1:1 through Amex) with which the MR factors simply takes care of the becoming a member of price, remainder of the advantages on the cardboard are free for a yr.

Moreover, some have additionally obtained an improve provide with an additional 10K Amazon/MMT voucher on high of this promo, which is even higher.

Completely price it for many who can get worth out of the MR Factors through Marriott, as that’s extremely doable in India.

However now that the Marriott has hiked the redemption charges a bit (approx 20%) this Jan 2025, transferring to air-miles like American Airways from Marriott is a good suggestion for a greater worth.

140K Improve Provide (Nov 2024)

• Becoming a member of Price: Rs.66,000+GST = Rs.77,880
• Welcome Provide: As a part of Welcome Reward, Cardmember will get 1,00,000 Membership Rewards® Factors inside 120 days of Cardmembership, upon web spending ₹50,000 on the Primary Card inside the first 60 days of Cardmembership and cost of first-year price of ₹66,000 plus relevant taxes. The extra 40,000 Membership Rewards Factors might be credited to Cardmember’s account upon fulfilling the above standards and inside 120 days from the provide finish date.
• Provide legitimate from 1 Nov 2024 – 30 Nov 2024 (more likely to be prolonged).

Even-though it’s price the fee, it’s not profitable in comparison with the 135K provide with the earlier becoming a member of price. Nevertheless, now that there is no such thing as a possibility left, I feel 140K is nice and this may most likely go upto 150K someday within the close to future [prediction went right], as most have gone for the improve with the earlier provide already.

135K Improve Provide (Jan-Oct 2024)

• Becoming a member of Price: Rs.60,000+GST = Rs.70,800
• Welcome Provide: Get 1,00,000 Membership Rewards® factors on upgrading to the Platinum Card & upon spending Rs. 50,000 on the Card in first 60 days of Card membership.  Moreover, as a part of this provide, a further 35,000 Bonus Membership Rewards^® factors might be credited to your Card Account inside 120 days from the profitable processing of Card software and fulfilment of requisite standards. So whole 135,000 MR factors.
• Provide legitimate from 1 January 2024 – 31 January 2024 (prolonged by Oct 2024).

If I’ve to check it with the earlier provide, it appears they’ve eliminated the “renewal” profit, which anyway isn’t an enormous deal as you’ll be able to see under.

125K Improve Provide (Earlier greatest)

• Becoming a member of Price: Rs.60,000+GST = Rs.70,800
• Welcome Provide: Get 1,25,000 Membership Rewards® factors on upgrading to the Platinum Card & upon spending Rs. 90,000 on the Card in first 3 months of Card membership. (100K common factors + 25K factors additional)
• Renewal provide: Rs.20,000 price Taj Vouchers on first yr renewal.

This maynot be the very best improve provide as few of them had been capable of seize the steel card for 35K+GST becoming a member of price (by swapping jet card) and lock in that low price for all times – which is superb however that won’t return anytime quickly.

Do you have to go for it?

For first yr, its an impressive provide and if 50% and even 30% bonus on Marriott factors switch provide reveals up this yr, you’d be fortunate as you would get a tremendous worth once you redeem the factors with Marriott Lodges or by additional transferring to American Airways (or) to United Mileage Plus (even after the devaluation).

Should you desire easier redemptions, you might as effectively go for Taj/Amazon Vouchers or others through Amex Gold Assortment (24K or 18K) so long as both Gold cost (or) MRCC is in the identical pool of factors as they are often linked collectively.

That apart, getting worth on common spend or through advantages that comes with the cardboard calls for a life-style of it’s personal. Do take a look on the detailed evaluate of Amex Platinum Cost Card for extra on that.

What’s your tackle the most recent Amex Plat Cost improve provide in 2025? Be at liberty to share your ideas within the feedback under,