Tag: home loans

Weaker Home Prices Ahead | Zillow Downgrades 2025 Home Price Forecast
Investment Strategies

Weaker Home Prices Ahead | Zillow Downgrades 2025 Home Price Forecast

In This Article Only two months into 2025, Zillow has significantly changed its original housing market prediction. With rising inventory, suppressed buyer demand from high mortgage rates, and sluggish market sentiment, Zillow’s home price forecast has been downgraded. Why the change, and what data is leading Zillow to project little or no home price growth […]

"Unlocking Financial Opportunities: Over 50 Lenders Embrace Full Rate Cut, Empowering Borrowers"
Investment Strategies

“Unlocking Financial Opportunities: Over 50 Lenders Embrace Full Rate Cut, Empowering Borrowers”

Over 50 Australian lenders have fully embraced the recent decision by the Reserve Bank of Australia (RBA) to cut the cash rate by 0.25 percentage points. This move will bring relief to borrowers, with the lowest advertised variable rate expected to be 5.64 per cent in the coming weeks. The RBA’s decision marks the first […]

"Unlocking Financial Opportunities: REIA Applauds Coalition's Pledge to Reduce Loan Serviceability Buffer"
Real Estate Laws & Regulations

“Unlocking Financial Opportunities: REIA Applauds Coalition’s Pledge to Reduce Loan Serviceability Buffer”

The Real Estate Institute of Australia (REIA) has expressed its support for the Coalition’s election commitment to address the 3% interest rate serviceability buffer currently used by banks when assessing home loan applicants. The REIA welcomes the Coalition’s decision to instruct the prudential regulator to explore ways to lower this buffer, which could potentially make […]

Investor Loans Surge, Outpacing PPOR Market Growth by Over 3x
Investment Strategies

Investor Loans Surge, Outpacing PPOR Market Growth by Over 3x

The Australian investor market is experiencing significant growth, with investor loans increasing by 22 percent in 2024. This growth rate is more than three times faster than owner-occupier loans, according to new data from Money.com.au. Investor loans are currently the fastest-growing segment of the market, outpacing owner-occupier loans with their 22 percent growth. In 2024, […]

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