Tag: MORTGAGE

The Ultimate Guide: Finding the Perfect Balance - What Percentage of Your Income Should You Allocate for a Mortgage?
Market Trends & Analysis Real Estate

The Ultimate Guide: Finding the Perfect Balance – What Percentage of Your Income Should You Allocate for a Mortgage?

Key takeaways Mortgage payments vary by state, with NSW being the highest. Aim to spend no more than 28-35% of your gross income, or 25% of your post-tax income, on mortgage payments. Generally, buying a $580,000-$660,000 house requires a $100,000 annual income. When it comes to buying a new property, one of the first things […]

New Title: "Unlocking the Key to Financial Stability: Exploring the Game-Changing Housing Promises in the Upcoming Federal Election"
Market Trends & Analysis

Unlocking the Key to Financial Stability: Exploring the Game-Changing Housing Promises in the Upcoming Federal Election

Making the process of buying and renting a home in Australia more accessible has become a key focus for politicians in Canberra as they vie for votes ahead of the upcoming federal election. With housing affordability and rental affordability at record lows, political parties have already begun proposing housing policies to address these concerns. The […]

The Rise of Favorable Conditions for Landlords: A Game-Changing Era for Real Estate Investment
Investment Strategies

The Rise of Favorable Conditions for Landlords: A Game-Changing Era for Real Estate Investment

According to the Wall Street Journal, landlords can expect a “landlord-friendly era” of real estate to unfold. The high cost of mortgage rates and homeownership is unlikely to abate, leading to an increase in rental prices nationwide. Lee Everett, head of research and strategy at Cortland, predicts a quick shift from a renter-friendly environment to […]

Achieve Remarkable Growth: How to Acquire 17 Units in 3 Years with a Low-Risk "BRRRR" Strategy Despite High Interest Rates
Investment Strategies

Achieve Remarkable Growth: How to Acquire 17 Units in 3 Years with a Low-Risk “BRRRR” Strategy Despite High Interest Rates

These two college teammates built a sizable real estate portfolio in just three years by using what they call the “delayed BRRRR strategy.” They’ve used this specific real estate investing tactic (and the regular BRRRR strategy) to turn one duplex into more than a dozen rental properties for their portfolio. They didn’t start with a […]

Lowest Mortgage Rates in 2025 Amidst Growing Recession Concerns: What You Need to Know
Investment Strategies

Lowest Mortgage Rates in 2025 Amidst Growing Recession Concerns: What You Need to Know

Mortgage rates have reached their lowest point in months, providing relief to homebuyers and real estate investors. However, this decrease in rates also comes with increased market volatility, a weaker job market, recession risks, and inflation fears. Despite the uncertainty, it is essential for real estate investors to understand the logic behind falling mortgage rates […]

"Unlocking Financial Freedom: Overcoming Affordability Hurdles Fuels Surge in Mortgage Stress"
Investment Strategies

“Unlocking Financial Freedom: Overcoming Affordability Hurdles Fuels Surge in Mortgage Stress”

Domain’s latest First-Home Buyer Report has unveiled a concerning trend of increasing mortgage stress in Australian cities compared to five years ago. This rise in mortgage stress can be attributed to the impact of high interest rates and soaring property prices. Mortgage stress occurs when repayments exceed 30% of household income. The report highlights that […]

"Unlocking Financial Opportunities: Over 50 Lenders Embrace Full Rate Cut, Empowering Borrowers"
Investment Strategies

“Unlocking Financial Opportunities: Over 50 Lenders Embrace Full Rate Cut, Empowering Borrowers”

Over 50 Australian lenders have fully embraced the recent decision by the Reserve Bank of Australia (RBA) to cut the cash rate by 0.25 percentage points. This move will bring relief to borrowers, with the lowest advertised variable rate expected to be 5.64 per cent in the coming weeks. The RBA’s decision marks the first […]

Unlocking Investment Opportunities: Analyzing Rate Cuts Impact on Borrowing Capacity, Affordability, Buyers' Sentiment, and FOMO
Investment Strategies

Unlocking Investment Opportunities: Analyzing Rate Cuts Impact on Borrowing Capacity, Affordability, Buyers’ Sentiment, and FOMO

Following the Reserve Bank of Australia’s rate cut, a property expert predicts that investors will quickly expand their portfolios as more people enter the market. With the RBA cutting the cash rate by 25 basis points, bringing it down from a 13-year high of 4.35 per cent to 4.10 per cent, investors across the country […]

"Maximizing Profits: A Comprehensive Guide to Real Estate Taxes for Investors, Landlords, and Property Managers"
Rental Property Management

“Maximizing Profits: A Comprehensive Guide to Real Estate Taxes for Investors, Landlords, and Property Managers”

Tax season is here, and understanding real estate taxes for landlords, investors, and property managers is crucial. Taxes can have a significant impact on your long-term ROI, so it’s essential to grasp the ins and outs of taxes, including 1099s, rental deductions, and more. By having a solid understanding of taxes, you can maximize your […]

"Revolutionary Bills Unveiled: Resolving Australia's Housing Crisis - REIA Applauds the Game-Changing Solutions"
Real Estate Laws & Regulations

Revolutionary Bills Unveiled: Resolving Australia’s Housing Crisis – REIA Applauds the Game-Changing Solutions

The Real Estate Institute of Australia (REIA) has expressed its support for the recent passage of the Help to Buy and Build to Rent Bills, which are considered crucial measures in addressing the housing crisis in the country. These bills aim to provide assistance and opportunities for individuals and families to access affordable housing options. […]

Inflation: A Looming Concern for Investors - Unveiling the Future of Financial Markets
Investment Strategies

Inflation: A Looming Concern for Investors – Unveiling the Future of Financial Markets

Current Inflation Trends and The Federal Reserve’s Response Inflation remains a critical economic issue, with the latest figures showing a 2.6% rise in consumer prices. The Federal Reserve’s recent interest rate cut suggests optimism about inflation’s downward trajectory. However, concerns persist about potential inflationary pressures tied to economic policies, particularly as the U.S. approaches another […]

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